All Kymco Models 2012 Motorcycles
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Kymco MXU 500 4 x 4 IRS

2012

Year2012
MakeKymco
Displacement498.5 ccm (30.42 cubic inches)
Kymco MXU 500 4 x 4 IRS - No Image Available
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Review

The 2012 Kymco MXU 500 4x4 IRS is a utility ATV designed for work and recreational off-roading. While Kymco's MXU line has seen various iterations over the years, the 2012 model aimed to provide a reliable and capable machine at a competitive price point. It directly competes with ATVs like the Polaris Sportsman 500 and the Arctic Cat 500, all vying for riders seeking a robust and versatile all-terrain vehicle.

Powering the MXU 500 is a 498.5 ccm (30.42 cubic inches) engine, providing ample power for tackling tough terrain and hauling loads. The vehicle's substantial weight of 306.0 kg (674.6 pounds) contributes to its stability, especially when navigating uneven surfaces. With a fuel capacity of 17.00 litres (4.49 US gallons), riders can expect decent range for longer rides before needing to refuel. The independent rear suspension (IRS) helps to absorb bumps and provide a smoother ride compared to solid axle setups.

The MXU 500 prioritizes practicality and rider comfort. The seat height is 848 mm (33.4 inches), which, while not adjustable, is a reasonable height for many riders, allowing for good ground reach and control. The 4x4 system provides selectable two-wheel drive and four-wheel drive, allowing the rider to choose the optimal traction for the terrain. The overall riding experience leans towards utility, with a focus on stability and capability rather than sporty handling.

The 2012 Kymco MXU 500 4x4 IRS is best suited for individuals who need a dependable ATV for work around a farm or property, as well as recreational riders who enjoy exploring trails and tackling challenging terrain. It offers a solid set of features and capabilities at a price point that often appeals to budget-conscious buyers. While it might not possess the flashy features or top-tier performance of some competitors, it provides a dependable and practical option for those seeking a workhorse ATV.

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Pros (Advantages)

✅ Why buy this bike?

• Independent Rear Suspension (IRS) provides a smoother, more controlled ride on rough terrain, improving comfort and handling. • 4x4 capability offers enhanced traction and control in challenging off-road conditions like mud, snow, or steep inclines. • The 498.5cc engine provides adequate power for utility tasks and recreational riding, striking a balance between performance and fuel economy. • Relatively affordable compared to similar ATVs from major brands, making it a good value proposition for budget-conscious buyers. • Decent cargo capacity allows for carrying tools, equipment, or supplies for work or outdoor activities, increasing its utility. • Simple and reliable design makes it easy to maintain and repair, reducing potential downtime and maintenance costs.
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Cons (Disadvantages)

⚠️ Things to consider

• The 2012 model may lack some of the modern features found on newer ATVs, such as electronic power steering (EPS). • Its engine power might feel underpowered when carrying heavy loads or tackling extremely challenging terrain. • Resale value may be lower compared to more established brands like Yamaha or Honda, impacting long-term investment. • Parts availability and aftermarket support might be less extensive compared to more popular ATV brands. • The ride quality, while improved by the IRS, may still be somewhat firm compared to newer ATVs with more advanced suspension systems.
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License Class (EU)

Rule of thumb: under 125cc / 15HP → A1, under 47HP → A2, above → A.

Fuel Economy & Running Costs

Estimated average for 498cc class: 45-60 mpg (4.0-5.5 L/100km)

⛽ Tank: 17.00 litres (4.49 US gallons)

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Insurance Class

Insurance grouping for Kymco MXU 500 4 x 4 IRS (498cc):

  • 📋 Group 8-15 — mid-range
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    Insurance Calculator (UK est.)

    Personalised premium estimate for the Kymco MXU 500 4 x 4 IRS (UK rates):

    💡 Estimate based on UK market averages. For real quotes, compare on Compare the Market, MoneySuperMarket, GoCompare.

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    Price Estimate

    Estimated price range for the Kymco MXU 500 4 x 4 IRS based on comparable motorcycles:

    AVERAGE
    $6,507
    RANGE
    $5,499 - $8,299

    📊 average of 13 similar motorcycles · Approximate (USD)

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    Buy New & Used

    Find new and used Kymco MXU 500 4 x 4 IRS 2012 listings:

    💡 Third-party listings. MotoBike Info is informational only.

  • 👤 Final premium varies by rider age, history, location.
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