UM SMF 200

⚠️ Things to consider

• Limited Power and Performance: The 200cc engine may not provide sufficient power for more demanding riders, particularly on highways or for aggressive riding styles.
• Build Quality Concerns: Some owners have reported issues with the overall build quality and reliability of components, which could lead to maintenance challenges over time.
• Comfort on Longer Rides: The seating position and ergonomics may not be ideal for long-distance touring, leading to discomfort during extended rides.
• Resale Value: As a less popular brand, the resale value of the UM SMF 200 may not hold up as well compared to more established motorcycle brands.
• Limited Availability of Parts: Finding replacement parts and accessories can be more challenging due to the brand's lower popularity, potentially leading to longer downtimes for repairs.

⚖️ Comparison & Competition

• Honda CRF250L The Honda CRF250L is an entry-level dual-sport motorcycle that offers a balance of on-road comfort and off-road capability. It features a reliable 249cc liquid-cooled engine, lightweight chassis, and a comfortable seating position, making it ideal for both commuting and trail riding.
• Kawasaki KLX250 The Kawasaki KLX250 is another versatile dual-sport bike that combines performance with practicality. Powered by a 249cc engine, it provides smooth power delivery and agile handling. Its long-travel suspension and off-road tires make it a great choice for adventurous riders looking to explore both paved roads and dirt paths.
• Yamaha XT250 The Yamaha XT250 is a lightweight dual-sport motorcycle that is well-suited for both beginners and experienced riders. It features a 249cc air-cooled engine and a low seat height, making it accessible for shorter riders. The XT250 is known for its reliability and versatility, perfect for urban commuting or weekend trail riding.
• Suzuki DR200S The Suzuki DR200S is a simple and reliable dual-sport motorcycle that excels in both urban environments and off-road conditions. With a 199cc engine and a lightweight design, it offers easy handling and excellent fuel efficiency. Its upright riding position and durable build make it a great choice for riders seeking adventure without the bulk.
• KTM 200 Duke The KTM 200 Duke is a lightweight and agile street bike that features a spirited 199.5cc engine. Known for its sharp handling and sporty design, the 200 Duke is perfect for urban riding and has a reputation for fun and engaging performance. Its modern styling and advanced features make it a popular choice among younger riders and enthusiasts. These alternatives cater to a variety of riding preferences, from dual-sport versatility to urban agility, providing options for different types of riders

Rule of thumb: under 125cc / 15HP → A1, under 47HP → A2, above → A.

Estimated average for 196cc class: 55-80 mpg (3.0-4.5 L/100km)

⛽ Tank: 4.06 litres (1.07 gallons)

Insurance grouping for UM SMF 200 (196cc):

• 📋 Group 8-15 — mid-range
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Insurance Calculator (UK est.)

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Personalised premium estimate for the UM SMF 200 (UK rates):

Your Age

Years Licensed

No-Claims Years 0 years 1-2 years 3-4 years 5+ years 9+ years

Location London / Major city Mid-size city Town Rural

💰 CALCULATE PREMIUM

💡 Estimate based on UK market averages. For real quotes, compare on Compare the Market, MoneySuperMarket, GoCompare.

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Price Estimate

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Estimated price range for the UM SMF 200 based on comparable motorcycles:

AVERAGE

$2,929

RANGE

$1,449 - $4,299

📊 average of 22 similar motorcycles · Approximate (USD)

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Buy New & Used

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Find new and used UM SMF 200 2006 listings:

🛒 eBay Motors 🏍️ Cycle Trader 🇬🇧 Auto Trader UK 🔍 Google Listings

💡 Third-party listings. MotoBike Info is informational only.

• 👤 Final premium varies by rider age, history, location.