All BMW Models 2004 Motorcycles
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BMW F 650 CS

2004 · Allround

Year2004
MakeBMW
Displacement652.00 ccm (39.79 cubic inches)
CategoryAllround
BMW F 650 CS
BMW F 650 CS - Main Image
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Review
The BMW F 650 CS, produced in 2004, stands out as an intriguing option for both novice and experienced riders looking for a versatile and user-friendly motorcycle. Known colloquially as the "Funduro," this bike combines practicality with distinctive styling, featuring a unique, almost playful design that sets it apart from more traditional motorcycles. The F 650 CS is powered by a reliable 652cc single-cylinder engine, delivering a smooth and manageable power delivery that enhances its suitability for city commuting and light touring alike. Its low seat height and lightweight frame further contribute to its accessibility, making it an excellent choice for riders who may be intimidated by larger bikes. Beyond its engaging riding experience, the F 650 CS also incorporates several key features that enhance its overall value. The motorcycle is equipped with a comfortable riding position, thoughtful storage options, and a dependable fuel economy, making it ideal for everyday use. Additionally, the bike's build quality reflects BMW's reputation for durability and engineering excellence, providing peace of mind for long-term ownership. Overall, the 2004 BMW F 650 CS is a well-rounded motorcycle that successfully balances style, comfort, and performance, ensuring it remains a compelling option for those seeking a reliable and enjoyable ride.
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Pros (Advantages)

✅ Why buy this bike?

User-Friendly Design: The F 650 CS features a low seat height and a lightweight frame, making it accessible and comfortable for a wide range of riders, including beginners.Versatile Performance: Equipped with a reliable single-cylinder engine, the bike offers a balanced performance that is suitable for both city commuting and light touring.Distinctive Styling: The Funduro design incorporates a unique look with its minimalist bodywork and distinctive styling, setting it apart from more traditional motorcycles.Good Fuel Efficiency: The F 650 CS is known for its excellent fuel economy, allowing riders to cover more distance with fewer stops at the pump, which is great for both commuting and longer rides.Comfortable Ergonomics: With a relaxed riding position and well-placed controls, the bike provides a comfortable experience for both short trips and extended journeys, reducing rider fatigue.
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Cons (Disadvantages)

⚠️ Things to consider

Limited Power for Advanced Riders: The F 650 CS is designed with beginner and intermediate riders in mind, which means its power output may feel insufficient for experienced riders seeking more performance or thrill.Heavy Weight: Weighing in at around 400 pounds, the F 650 CS can feel cumbersome, especially for new riders or those who are not used to handling heavier motorcycles.Wind Protection: The bike's design does not offer optimal wind protection, which can lead to discomfort on longer rides, particularly at higher speeds.Seat Comfort: While the seat is designed for comfort, some riders may find it a bit firm for long-distance travel, leading to fatigue on extended journeys.Resale Value: As a niche model, the F 650 CS may not hold its value as well as more popular or sporty models, making it less appealing for those considering future resale.
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Alternatives

⚖️ Comparison & Competition

Honda CB500F The Honda CB500F is a versatile naked bike that offers a balance of performance and comfort. Its 471cc parallel-twin engine provides smooth power delivery, making it suitable for both city commuting and weekend rides. The lightweight chassis and upright seating position enhance its maneuverability, while the modern styling appeals to a wide range of riders.Kawasaki Versys 650 The Kawasaki Versys 650 is an adventure-touring motorcycle that excels in versatility. Its 649cc parallel-twin engine delivers ample torque for both on-road and light off-road adventures. The bike features a comfortable seat and an adjustable windscreen, making it a great choice for long-distance travel. Its upright riding position also contributes to excellent visibility and comfort.Suzuki SV650 The Suzuki SV650 is a popular choice among riders for its engaging V-twin engine and lightweight frame. With a 645cc engine, it offers a lively performance that's perfect for both novice and experienced riders. The bike's sporty design, combined with a comfortable seating position, makes it suitable for daily commutes as well as spirited rides on twisty roads.Yamaha MT-07 The Yamaha MT-07 is a dynamic and fun naked bike that features a 689cc parallel-twin engine known for its strong mid-range torque. Its agile handling and lightweight design make it perfect for urban riding, while the comfortable seat and upright ergonomics cater to longer journeys. The MT-07's modern styling and excellent performance have made it a favorite in the naked bike segment.KTM 390 Duke The KTM 390 Duke is a lightweight, agile motorcycle that boasts a 373cc single-cylinder engine. Its sharp handling and aggressive styling make it appealing to younger riders and those looking for a spirited ride. The bike features advanced technology, such as a TFT display and ABS, along with a comfortable riding position that makes it suitable for both city and twisty road riding. These alternatives provide a variety of options across different styles and performance characteristics, making them great choices for riders seeking something similar to the BMW F 650 CS
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License Class (EU)

With 50 HP, requires full Class A license. Riders must be 24+ or have 2 years A2 experience (20+).

Fuel Economy & Running Costs

Estimated average for 652cc class: 35-50 mpg (5.0-7.0 L/100km)

⛽ Tank: 17.30 litres (4.57 gallons)

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Insurance Class

Insurance grouping for BMW F 650 CS (652cc):

  • 📋 Group 15-20+ — performance class, higher premiums
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    Insurance Calculator (UK est.)

    Personalised premium estimate for the BMW F 650 CS (UK rates):

    💡 Estimate based on UK market averages. For real quotes, compare on Compare the Market, MoneySuperMarket, GoCompare.

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    Price Estimate

    Estimated price range for the BMW F 650 CS based on comparable motorcycles:

    AVERAGE
    $9,592

    📊 Category-based (54 motorcycles) · Approximate (USD)

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    Buy New & Used

    Find new and used BMW F 650 CS 2004 listings:

    💡 Third-party listings. MotoBike Info is informational only.

  • 👤 Final premium varies by rider age, history, location.
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